Get your Polkadot Debit Card with Nova Wallet!

Get your
Polkadot Debit Card
with Nova Wallet!

Easily spend your DOT anywhere, enjoy seamless transactions, and secure Polkadot payments.

Get your Polkadot Card

Get your Polkadot Card

Up to 15% APY straight to your debit card

Up to 15% APY straight
to your debit card

Route your staking rewards to your Polkadot Debit Card
& spend them immediately anywhere in the world.

Route your staking rewards to your Polkadot Debit Card & spend them immediately anywhere in the world.

Route your staking rewards to your Polkadot Debit Card & spend them immediately anywhere in the world.

Tailored for everyone

Tailored for everyone

Tailored for everyone

Real benefits for a real life

Rewards

Today

Nov, 11

320 DOT

180 DOT

Nov, 10

Rewards

Today

Nov, 11

320 DOT

180 DOT

Nov, 10

Up to 15% APY & Simple Start

Earn up to 15% APY without prior crypto knowledge.

Nova x Mercuryo Debit Card
Nova x Mercuryo Debit Card
Nova x Mercuryo Debit Card

Seamless Spending

Off-ramp crypto and use your funds anywhere MasterCard is accepted.

Europe Union

Europe Union

Available in EU

Open a card in a minutes if you are EU resident. USA & LATAM coming soon

Free to open

Opening a card is completely free and the process is as straightforward as it can be.

Top-up Fee

Top-up Fee

0.95

0.95

1.00%

1.00%

1.00%

FX

FX

Low Fees

Seamlessly connect all your existing apps.

Delivered by

Accepted Worldwide

Works with

Powered by

From DOT to Dinner:

From DOT
to Dinner:

It’s That Simple

1

Activate Your Card in Nova Wallet

Issue and Manage your card all from Nova Wallet

Read more

Read more

2

Top up instantly

Top up your card from your Nova Wallet account in just a few minutes!

Read more

Read more

3

Start Spending

Shop Online, Pay Bills or Pay for Anything Anywhere in the World

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Shop
Shop
Shop

Ready to Get Your
Polkadot Debit Card?

Ready to Get Your
Polkadot Debit Card?

Check if you are eligible

Available now for EU residents

USA, LATAM and the rest
of the world coming soon

USA, LATAM and the rest of the world coming soon

USA, LATAM and the rest of the world coming soon

0 Fees*

0 Fees*

Spending Fees

0.95%

0.95%

Top-up Fee

10k €

Daily Transaction limit

Simple Pricing

Simple Pricing

No Surprises

Spending Fees

No Fees*

Annual Fees

No Fees*

Card Issuance

Free

Top-up Fee

0.95%

FX

1%

Daily Transaction limit

10,000 EUR

Monthly Transaction limit

40,000 EUR

Your Money,

Secured at Every Step

Your Money, Secured at Every Step

Partnered with Mercuryo

Advanced encryption and fraud detection

24/7 customer support

GDPR ready
GDPR ready

GDPR compliance

Freeze or unfreeze card anytime using the Nova Wallet

Freeze or unfreeze card anytime

WHAT IS NOVA WALLET

Manage your crypto assets using the best Polkadot wallet.

Buy, Sell, Swap, Stake and more with

the click of a button!

Buy, Sell, Swap, Stake and more with the click of a button!

Learn more

Learn more

FAQ

We’ve got the answers

Am I eligible for the Polkadot Debit Card?

Anyone above 18 years of age and who is a resident of one of the eligible countries can apply for the Nova x Mercuryo Debit Card, pending approval of their KYC verification.

Mercuryo Help Center

How do I apply for the Polkadot Debit Card?

In the Nova Wallet app select “Manage Debit Card” from the assets screen, and then select “Issue card”. When creating a new card, you will be prompted to enter the amount of funds (in EUR) that you wish to fund your card with. It is recommended that you have at least 30 EUR of DOT in your Nova Wallet account before starting this process. You will then be prompted to complete the KYC process, which requires you to submit a valid identity document and pass a liveliness check. If you submitted a valid (and legible) identity document and passed the liveliness check, the whole KYC process should take around 5 minutes. After you complete the KYC process, Nova Wallet will prompt you to sign a transaction to fund your Debit Card with the correct amount of DOT tokens. You will need to wait ~5 minutes for your Debit Card to be issued.

Mercuryo Help Center

How do I top-up my Polkadot Debit Card?

In the Nova Wallet app select “Manage Debit Card” from the assets screen, and then select “Top Up”. You will then be prompted to input the amount of funds (in EUR) that you wish to top your card up with. You need to ensure that you have the corresponding value in DOT tokens on your Nova Wallet account. Press “Continue” and then Nova Wallet will automatically prompt you to sign a transaction which sends the corresponding amount of DOT to top up your card - after a few minutes your card balance will have been topped up.

Mercuryo Help Center

Where can I use the Polkadot Debit Card?

The Nova x Mercuryo Debit Card is accepted anywhere Mastercard® debit cards are accepted, at merchants worldwide.

Mercuryo Help Center

Am I eligible for the Polkadot Debit Card?

Anyone above 18 years of age and who is a resident of one of the eligible countries can apply for the Nova x Mercuryo Debit Card, pending approval of their KYC verification.

Mercuryo Help Center

How do I apply for the Polkadot Debit Card?

In the Nova Wallet app select “Manage Debit Card” from the assets screen, and then select “Issue card”. When creating a new card, you will be prompted to enter the amount of funds (in EUR) that you wish to fund your card with. It is recommended that you have at least 30 EUR of DOT in your Nova Wallet account before starting this process. You will then be prompted to complete the KYC process, which requires you to submit a valid identity document and pass a liveliness check. If you submitted a valid (and legible) identity document and passed the liveliness check, the whole KYC process should take around 5 minutes. After you complete the KYC process, Nova Wallet will prompt you to sign a transaction to fund your Debit Card with the correct amount of DOT tokens. You will need to wait ~5 minutes for your Debit Card to be issued.

Mercuryo Help Center

How do I top-up my Polkadot Debit Card?

In the Nova Wallet app select “Manage Debit Card” from the assets screen, and then select “Top Up”. You will then be prompted to input the amount of funds (in EUR) that you wish to top your card up with. You need to ensure that you have the corresponding value in DOT tokens on your Nova Wallet account. Press “Continue” and then Nova Wallet will automatically prompt you to sign a transaction which sends the corresponding amount of DOT to top up your card - after a few minutes your card balance will have been topped up.

Mercuryo Help Center

Where can I use the Polkadot Debit Card?

The Nova x Mercuryo Debit Card is accepted anywhere Mastercard® debit cards are accepted, at merchants worldwide.

Mercuryo Help Center

Am I eligible for the Polkadot Debit Card?

Anyone above 18 years of age and who is a resident of one of the eligible countries can apply for the Nova x Mercuryo Debit Card, pending approval of their KYC verification.

Mercuryo Help Center

How do I apply for the Polkadot Debit Card?

In the Nova Wallet app select “Manage Debit Card” from the assets screen, and then select “Issue card”. When creating a new card, you will be prompted to enter the amount of funds (in EUR) that you wish to fund your card with. It is recommended that you have at least 30 EUR of DOT in your Nova Wallet account before starting this process. You will then be prompted to complete the KYC process, which requires you to submit a valid identity document and pass a liveliness check. If you submitted a valid (and legible) identity document and passed the liveliness check, the whole KYC process should take around 5 minutes. After you complete the KYC process, Nova Wallet will prompt you to sign a transaction to fund your Debit Card with the correct amount of DOT tokens. You will need to wait ~5 minutes for your Debit Card to be issued.

Mercuryo Help Center

How do I top-up my Polkadot Debit Card?

In the Nova Wallet app select “Manage Debit Card” from the assets screen, and then select “Top Up”. You will then be prompted to input the amount of funds (in EUR) that you wish to top your card up with. You need to ensure that you have the corresponding value in DOT tokens on your Nova Wallet account. Press “Continue” and then Nova Wallet will automatically prompt you to sign a transaction which sends the corresponding amount of DOT to top up your card - after a few minutes your card balance will have been topped up.

Mercuryo Help Center

Where can I use the Polkadot Debit Card?

The Nova x Mercuryo Debit Card is accepted anywhere Mastercard® debit cards are accepted, at merchants worldwide.

Mercuryo Help Center

Still have more questions? Contact Nova Help Center or Visit the Mercuryo Help Center

Still have more questions?

Contact our help center.

Support

Have a question?

We’ve Got You Covered

Write Us

Have a question?

We’ve Got You Covered

Write Us

Have a question?

We’ve Got You Covered

Write Us

The Leading Mobile Wallet for Polkadot

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© 2025 Novasama Technologies

Nova x Mercuryo debit card is a service provided by Moneysail through software integration technology solutions that enable Nova Wallet users (hereinafter also referred to as "Users") to open Spend Cards through regulated third-party service providers. These solutions facilitate the conversion of Users’ cryptocurrency funds into fiat currency, which is then credited to their Spend Cards, allowing for purchases at various merchants.

Moneysail d.o.o. (Croatia) is a licensed Virtual Assets Service Provider (VASP), authorized by the Croatian Financial Services Supervisory Agency (HANFA) under license number class: 1000-03123-07/27. The license permits Moneysail to provide the following regulated services: (i) custody and administration of virtual assets, and (ii) exchange of virtual assets for fiat currency (legal tender).


Nova Wallet is a self-custodial mobile application that enables users to interact with blockchain networks. Nova Wallet is owned and operated by Novasama Technologies PTE. LTD. (UEN: 202206382C), based in Singapore. Through an integration with Moneysail, Nova Wallet offers Spend Cards, allowing users to open and manage them directly within the app. These Spend Cards are issued and processed by a Qualifying Third-Party Provider selected by Moneysail.

By using Moneysail’s Spend Card services, users agree to the Third-Party Provider’s Terms of Service, which cover compliance, data protection, and liability provisions.